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Affordable. Accessible.
FHA-backed.
Perfect for first-time buyers—or anyone looking for an affordable way to go solar with homeownership.
FHA 203(b)
The 203(b) loan is the foundation of FHA home financing-designed to make homeownership possible for more buyers with lower down payments and flexible credit requirements.
Key Highlights:
• Low 3.5% down payment (with qualifying credit)
• Backed by the Federal Housing
Administration
• Easier credit qualifications than conventional loans
• Fixed-rate and adjustable-rate options
• Can be combined with down payment assistance programs
• Available for 1-4 unit primary residences
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